Need Car Insurance? Look No Further For Great Advice!

5829903111 d9620b6b65 Need Car Insurance? Look No Further For Great Advice!
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You may be a new car owner, or someone thinking about buying a car, or just in the market for better deals on your auto insurance.
Regardless of the situation, it’s critical to know how to the best deal – and the best coverage – when shopping for auto insurance.

Think twice about hitting another car on purpose because of your road rage. Not controlling yourself on the road can void your auto insurance when your insurer finds out about it. It is common for an insurer to refuse liability coverage to any drivers who purposely injure someone else, another vehicle or property when they see intent.

Cut your insurance rates by dropping any uneccessary coverage. If you drive an older model car that is not worth more than a few thousand dollars, you can drop collision coverage. Collision coverage pays to repair your car, but only up to its replacement value, which isn’t much if the car’s only worth a few grand. Comprehensive coverage works the same way, and covers car loss or damage due to fire, vandalism or theft. Compare the cost to replace your older car with the cost to maintain the insurance — it might not be worth it.

Protect yourself, your passengers, and your insurance premiums by opting for cars with added or enhanced safety features whenever possible. Front and side airbags, passive restraint systems, and a variety of other safety options make your chance of serious injury much less in the event of an accident, which then keeps medical costs to a minimum. This translates into big savings for drivers of vehicles with these options.

Before you rent a car and accept car rental insurance, check out what kind of coverage you have with your regular insurance. This is a great way to save money and you may actually end up with better coverage.

Purchase a high quality “safety-rated” vehicle to get lower premium rates. These vehicles are known to be the safest on the market, so insurance companies will give you a bit of extra credit if you are driving one. Look for sedans and family cars, as they are usually the ones with the best ratings.

Act quickly if your auto insurer drops your coverage. If you learn they will not reinstate you because you have become a high risk, it may take some time to get yourself coverage again due to your risk status. If there are no companies that specialize in high risk drivers will cover you, research insurance coverage through the high risk insurance pool offered by your state.

Make sure that you do some comparison-shopping before you commit to an auto insurance company. Different companies use different calculations to estimate your rates. Some will give more weight to certain personal factors than others, and shopping a gamut of insurance companies is the only way to ensure getting the best deal.

Shopping for auto insurance doesn’t have to be difficult. As you’ve seen, it’s important to arm yourself with the information you need to be able to make the right decision for your car, your age, and your circumstances as an auto owner. Now that you have that information in hand, your next auto insurance buying decision should be a much smarter one.

Buy Car Insurance Online– A Few Tips To Get You Started

Buy Car Insurance Online– A Few Tips To Get You Started

There is a large shopping mall online for car insurance. You can buy car insurance online if you understand the process. You have to accurately report your rating information to an online car insurance quoting website. Your accuracy is critical because the data that you give will determine the rate. Truthful and detailed rating information is a must if you are seriously considering buying car insurance online. The process will educate you about your own insurance and will give you confidence to shop online in the future.

Here’s what you need…

1. Driver License – Every resident relative in the household will have to be rated on the policy. You will need the driver’s license number for every individual that will be rated on the policy.

2. Insurance Declarations Page – This page is mailed to you every time your policy renews. It contains all of the insurance information that you will need to enter on the online quoting website.

3. Car Registration Card – The registration card will provide the vehicle identification number. Every vehicle gets its rate from the vehicle registration number. It will indicate the air bags, anti-lock brakes, and any other safety features. These features give you discounts.

4. Property Insurance Policy – The best rates on car insurance are usually multi-policy rated. You might as well get a rate on your homeowner policy and compare and get the multi-policy discount.

Online Shopping for car insurance requires you to provide all the necessary information. The nice thing about online shopping is that you can do it at home and at your convenience. The quotes are usually sent to competing companies and when you receive the quote you will also have the option to e-mail the agent. Agents are doing business online all of the time and they also find it to be a convenient way to do business.

Winter Outdoor Shopping For Automotive Essentials

6338499434 6306e4a5a9 Winter Outdoor Shopping For Automotive Essentials
Source: Flickr

Winter can pose many hazards to people that must leave the confines of home and venture out into icy conditions on roadways and into cold weather temperatures that could make shopping almost impossible. To make winter outdoors shopping more bearable, many townspeople will go outdoors shopping for salt spreaders that will keep the roadways near their home free of ice. Some town governments might go winter outdoors shopping and buy snow plows to clear the roadways everywhere.

People that live in areas where snow falls most of the year will get quite accustomed to going winter outdoors shopping even if it is summer or springtime. The items that they are intent on buying are those that will winterize the house and the items that they will be intent on buying are the ones that are designed to keep the warm air inside the home during winter, and ones that keep the cold inside the house during the summer. People will purchase weather stripping to keep drafts out of any room in the house at all times of the year.

People who live in rugged terrain areas need to have certain essentials in the car when they leave the house after a deep snowfall. If the automobile has been outside for a while, there is a good possibility that the electronic jump starter bought on an winter outdoors shopping trip will come in very handy when the automobile owner tries to crank it up and leave the driveway to get more shopping done before the Christmas holiday arrive.

Some winter outdoor shopping trips will be earmarked for buying things that will keep the family warm and safe, should the car break down on an isolated roadway. Some engines might not freeze up if the automobile owner had thought ahead and purchased an engine heater when the car was purchased many years before. Even if the automobile did break down, the heated cushions on the car seats could make things seem quite cozy until help arrives in the knick of time.

The automobile is a great asset to own but some things that are purchased on winter outdoor shopping expeditions will make owning it even more enjoyable. People can find great bargains on ski racks at internet retail sites and have enough money left over to make the ski resort reservations into two rooms or more. The wintertime provides sports enthusiasts with many opportunities to own gear that makes playing in the snow a brand new experience each year.

People that love playing in the snow might use the outdoor shopping sales to buy snowmobiles, snowboards and snow shoes to keep out the chill. Every snowmobile will have its own cover because the winter outdoor sales priced them with great discounts. A recreational vehicle owner might use the sales ads in winter to buy RV covers and a new set of windshield wiper blades. These items are all essential to vehicles be ready for the road when the idea of a ski trip happens one weekend.

Car Spoilers – Car Racing Seats – Hid Kits – Body Kits

Car Spoilers | Car Racing Seats | Hid Kits | Body Kits

A car is not simply a mode of commuting but it reflects your personality too. So why not add some good accessories to give your car a personalized look. The accessories play an important role in improving up an automobile and giving it a smart look. Vehicles whether it is a luxurious car, SUVs, or trucks need extensive care, and consideration while installing accessories on the exterior and in interior of the car.

Without these, your car may look incomplete and plain. A good quality auto accessory smartens up your vehicle as well as protects it from getting wear and tear. There are many accessories which designs your car from interior and exterior as well. Interior accessories are mainly car racing seats, racing seat covers, steering wheel covers, dash covers, window tint film, fuel consumption meter, floor mats such as diamond plate floor mats (every automobile is vulnerable to dust, mud or dirt from the bottom of your footwear, good quality mats are perfect to keep the floor dirt clean), stereo system including DVD players or mobile video, shifter knobs and air fresheners that not only enhance the performance of the car but are essential keys to stylize your vehicle.

Exterior accessories include stylizing body kits, car spoilers, head and tail light covers, hid kits, car hood shields, hood scoops, a sunroof, window graphics, window visors and wheel caps. Adding these accessories will draw attention to the definitive difference between a luxurious, fancy or a good looking car and a boring or dull vehicle which hardly draws anybody’s attention. Car spoilers can be easily install and are fairly cheap. Car spoilers can improve the performance of your vehicle, gives a unique appearance and can also improve the resale value of the car. A body kits can be a bit expensive and difficult to install because it requires special tool and complete knowledge before installing. But body kit is a big necessity for your high performing car. Most upgrade products such as under body neon kits can also be installed in the cars. Under body neon kits entirely accessorize the outer of the car and give your car a distinctive look.

You can buy car accessories like Car spoilers, body kits, Under body neon kits, hid kits, diamond plate floor mats, car racing seats and racing seat covers from the online stores as well. It makes sense to buy car accessories online that provides you enormous reasons such as, it saves a lot of energy and time spending unnecessarily in shopping for car accessories. Online retailers offer you the wide range of car parts and accessories for selection, generally at cheaper price. In addition, it becomes easier for you to compare the prices of accessories. Side by side it guarantees you the refund policies of the products in case you are not satisfied. You can also get much idea about auto accessories like Car spoilers and body kits by locating the reviews of other buyers. Make sure that you do not buy products such as under body neon kits, hid kits, diamond plate floor mats and car racing seats from an unreliable company and do not properly fit to your car.
One of the best websites which truly understand your needs is where you can get enormous variety of car accessories to develop the performance and gaze of your car. If you are still planning to shop car accessories from a motor accessories’ store, think before you do so because shopping online can save you from high expense of money and time and keep you out of frustration at the time of shopping. Browse the site for making a great deal on car accessories. Online retailers have made the task much easier of shopping car accessories like Under body neon kits, hid kits, diamond plate floor mats and car racing seats by sitting at home and offering you the several choices to replace or buy them for your cars. For more information about Body Kits, car racing seats, hid kits logon to-:

The Advantages Of Japanese Car Auctions

American car manufacturers offer greater incentives than Japanese car manufacturers. For example, Chevy offers incentives as big as $5,000 on their Silverado trucks; whereas Toyota never offers more than $1,500. Why is this? It’s simple. More people choose to drive Japanese cars than American. Japanese automakers don’t have to entice consumers because consumers are willing to buy their vehicles without them.

The reason for this is that Japanese vehicles are much more reliable than American cars. In most cases, people who own Japanese cars never have to worry about their car breaking down or needing major repairs. Oftentimes, they only need to be concerned with putting gas in the vehicle and having the oil changed regularly for the entire life of the car. You can’t get this sort of quality with American made autos.

Since Japanese vehicles tend to be pricey because of the lack of incentives they offer, if you want one, you can always buy used, and if used is still a little out of your price range, then your best option is car auctions. Car auctions combine the legendary quality of Japanese vehicles with extremely reasonable prices that will keep you bragging to your friends for weeks.

Japanese car auctions happen quite frequently. You just have to keep an eye out for them. If they don’t happen often in your city, then you may have to check surrounding areas, but rest assured, you will find one. It may require a little extra driving, but you will find one.

There are different types of car auctions. If you prefer the comfort of your own home, then the Internet is an option at your disposal. It may seem complicated, but shopping at an online auction is actually very simple; all you have to do is set up an account, and your off and shopping. Using the Internet gives you access to hundreds of car auctions all over the world. You can get all the facts about a car, such as what options they have and how much mileage, as well as make a bid.

Once you win the auction, you have the option of having the car shipped to wherever you choose. By taking this route in buying a car you can save you as much as $3,000, a much better deal than shopping locally.

But if you’re the type that prefers to do business with a person, rather than a computer, then you have other options besides the Internet available. These options include police auctions, IRS sales and private financial corporation auctions. In the case of police and IRS auctions these vehicles often have been seized from people who were convicted of a crime or owed back taxes. For private corporations, the cars once belonged to individuals who fell behind on their payments and the cars were repossessed.

Japanese cars are the best sort of investment you can make in a vehicle. They last longer and generally depreciate slower than other vehicles. By shopping for them at car auctions you can acquire them at a fraction of their actual value, an impossible deal to get on a car lot.

Save Time: Find Your New Car Online

3792114913 cfbcea65b1 Save Time: Find Your New Car Online
Source: Flickr

For many people, car shopping can be a frustrating, time-consuming and inconvenient experience.
The good news is that with a little know-how you can use the Internet to turn what might otherwise be overwhelming into a manageable, even enjoyable experience. The Web is an excellent resource to help reduce the stress of car shopping and increase the likelihood of finding exactly the vehicle you are looking for.

The online shopping search starts with thinking about the basic things you want in a new car. Ask yourself, “Do I want a new, used or certified preowned vehicle?” and “Would I prefer a car, SUV or truck?” It’s also important to ask “Do I have a favorite vehicle manufacturer?” and “If I buy a used vehicle, how important is the vehicle’s current mileage to me?” Narrowing your preferences on at least a few of these items will minimize frustration and help lead you in the right direction.

Next, you need to know where to go. Visit consumer-friendly Web sites such as, Auto and AOL for news, reviews and comprehensive vehicle overviews. The Internet allows you to shop for cars in your area on your own schedule, when you have time, without regard for the dealerships’ hours of operation. Automotive Web sites that allow you to save car listings and searches will help you save even more time, since you can go back to where you left off instead of starting fresh each time you visit.

Once you have reduced your search to a few select vehicles, do a side-by-side comparison of the cars. With just a few clicks, you can quickly compare up-to-date vehicle information and reviews, features and benefits and costs of several vehicles. More information in less time is a bargain any consumer can appreciate.

Want your own customized shopping experience? Automotive Web sites such as allow you to personalize your car search. Registered users of the “My” function, listed on the company’s homepage, can save up to 10 searches and up to 25 cars in their personal space and refer back to the searches at a later date. In addition, the comparison tool allows you to compare your top three car choices.

Getting The Savings You Deserve With The Best Car Insurance Coverage Pointers

Car insurance coverage is an essential form of insurance coverage for anyone to have. Automobile insurance coverage compensates people in the occasion of car accidents, permitting them to pay for the expense of car repair works.

Did you understand that a simple feature on your vehicle like anti-lock brakes entitles you to an insurance coverage discount rate? It’s true; the much safer your automobile is, the less you will ultimately need to pay for automobile insurance coverage. When you’re shopping around for an automobile, investing a little additional for safety functions is rewarded in the long run via lower premiums.

Rental car policies vary, but many enable only an immediate relative, who is of age, to drive the rental automobile. Make certain to pay unique focus on the rental contract as it will state who is permitted to drive the car. Some rental companies will certainly require any individual driving to sign the contract and offer their motorist’s license. It is likewise possible for the rental company to charge an added fee for extra drivers.

If you have an excellent credit score, there is a good chance that your automobile insurance coverage premium will certainly be more affordable. Insurance companies are starting to use your credit report as a part for computing your insurance premium. If you maintain a good credit report, you will certainly not need to worry about the boost in rate. You can also decrease premiums by using technology such as car trackers with GPS.

Consider using liability protection when shopping for automobile insurance coverage. If you have a mishap, your automobile will certainly not be covered.

If you do not have a car yet, make sure to consider exactly what the insurance coverage premium will be for the kind of vehicle that you will certainly buy. The type of vehicle that you drive plays an excellent part in calculating your premium. Your insurance coverage premium will be greater if you have a cars or a vehicle that is high in value.

A vital factor to consider in securing affordable car insurance is the condition of your credit record. It is fairly common for insurers to evaluate the credit reports of applicants in order to identify policy rate and accessibility. Always make certain your credit report is accurate and as clean as possible before shopping for insurance coverage.

Look at your driving record prior to you get a vehicle insurance coverage quote. This can lead to elevated automobile insurance quotes and cost you a considerable amount of money.

Given that car insurance coverage premiums are based upon the value of your vehicle, you ought to make sure to inspect the rate of the insurance out prior to purchasing a new automobile. The cost of insurance also reflects the cost included changing parts or fixing your automobile if you are in a mishap.

Know just how much your car is worth when you are using for car insurance coverage policies. If you have a new vehicle and you did not make a 20 % down payment, you want to get GAP automobile insurance coverage.

sell you car Getting The Savings You Deserve With The Best Car Insurance Coverage Pointers

When exploring car insurance, the best guidance you could most likely get is to examine various companies and get competitive quotes. You will certainly then know you are getting the insurance protection you need, at a rate you can manage. Check the policies side by side to be sure the one you pick has everything you need.

To ensure you’re accepted for sensible auto insurance rates, check to see if you have any traffic offenses on record before you can apply. These infractions can have a huge effect on the rates you pay. In many cases, a minor traffic offense can be expunged from your record, and taking the time to do this will certainly ensure you’re provided good rates.

In the auto insurance coverage market, think about these 3 factors, they will have the most to do with the rate you get. You, your automobile, and your garage area are the main factors to consider in where your automobile insurance rate is set. Though some of the elements are fixed, many are vibrant, and can enhance with time.

Don’t forget to inquire about unique price cuts when you are purchasing a car insurance policy. Discounts are typically based upon threat, and if you are a lesser risk to the insurance company, they might lower your premium. Discount rates may be provided if you have actually had a great driving record, have an anti-theft device installed in your automobile, or if you have actually taken courses on safe driving. Contact your representative to see if you get any of these, or any other discount that could be offered.

Go straight to the sites of insurance coverage business such as GEICO or Allstate to obtain quotes for automobile insurance protection. These business are not generally stood for by the online insurance aggregator websites, but you can still ask for quotes online for no charge and have a quote for auto insurance protection in about 10 minutes.

A wonderful tip for keeping automobile insurance coverage costs low is to limit the specialized, customized and high efficiency alternatives and devices installed on your vehicle. By doing this, you will seem a lower claim danger, and will for that reason be able to secure far more competitive rate quotes.

As mentioned before, auto insurance is essential for any individual to have, as it compensates people in car accidents, allowing them to pay for car repairs. It can be rather tough to choose auto insurance coverage as there are various auto insurance coverage companies. If you utilize the guidance found in this post, choosing car insurance can be simpler.

Auto insurance is a crucial form of insurance for anybody to have. Car insurance coverage compensates people in the event of auto accidents, enabling them to pay for the cost of auto repairs. Insurance companies are starting to use your credit report as a part for determining your insurance coverage premium. As stated before, auto insurance coverage is important for anyone to have, as it compensates people in automobile accidents, enabling them to pay for car repair services. It can be rather hard to select auto insurance coverage as there are different auto insurance companies.

Muscle Car Restoration 101

Restoring muscle cars is a hobby for some and a profession for others.
There’s just something about the classic high-performance cars that collectors, racers and general car enthusiasts find fascinating. If you are a hobbyist who is interested in restoring a muscle car, you will probably benefit from a few restoration tips. The restoration of muscle cars begins with shopping for a muscle car that can be restored. Prior to buying a car for the purpose of restoring it you need to make sure that the parts needed for the restoration are available and you can get your hands on them, and that you can afford to complete the project once you start it.

Before going shopping for a muscle car to restore, decide what your purpose is for restoring a car. Do you just want a great muscle car to drive? Will you be racing? Are you restoring the car so you can participate and compete in classic car shows? Do you intend to sell the totally restored muscle car for a profit?

Once you’ve determined the purpose behind your muscle car restoration you’ll have a better idea about what type of muscle car you want to get. Before you go shopping, read up on different muscle cars and learn all about their performance, their value and so forth to make sure that the car you choose is appropriate for you intentions. To make sure that you don’t get ripped off in a muscle car transaction, find out what the muscle cars you are looking for are worth “as is” and what they are worth once they are restored. Having this information at your fingertips will help you to determine whether or not you are really getting a “great deal” when you begin to negotiate to buy a muscle car.

Before you buy one, make sure that the parts needed to restore your muscle car are available and affordable. Set your budget and your timeline for restoring the car so you know how much you can afford to spend for the muscle car itself and for the parts and other expenses that will be incurred in the process of the restoration. Following these simple suggestions at the beginning of your muscle car restoration project will prevent you from starting a project you can’t finish and will ensure that your muscle car restoration project is enjoyable and that you meet your goals for muscle car restoration, whatever those goals may be.

Don’t Let A car Dealer Take Advantage Of You

car shopping Dont Let A car Dealer Take Advantage Of You

There are numerous details that need to be dealt with when making a car purchase. If you are unaware of these information, you might find yourself overpaying for the car that is wrong for you. You will certainly find some fantastic recommendations in the short article that follows that will assist you in acquiring your next automobile.

Inspect online prior to going to the lot. Don’t trouble with a dealership unless you know exactly what you desire. Research online to see exactly what brands you desire, which are more secure and other products dealerships will certainly not tell you.

Shop around and visit before you even go to the dealer. If you spend a long time on local dealership’s websites, you can find out about rewards that are offered. If you understand exactly what one car dealership is providing, you can use it as a negotiating point and may have the ability to get a much better deal.

Look into the maker’s site if you wish to personalize your vehicle. While the cars on the dealership lot could be the sort of automobile, you want, a number of car producers offer you the opportunity to tailor the automobile a bit with color and features. You might have to wait a couple of weeks more to obtain your automobile, however it might be worth it.

Never turn over your trade-in secrets to the sales representative prior to the offer is settled. Some pushy salespeople will hang onto them in an effort to pressure you into hearing them out, even after you have actually turned down a deal. Keep the keys in your possession and only hand them over when the deal is done.

Have a close friend or family member that sells automobiles come along with you as you look for a brand-new vehicle. Vehicle salespersons can be really aggressive, however if they understand that you are with a fellow salesperson you will have an easier time getting the deal that you desire and are entitled to.

Being an automobile dealer means trying to make quotas. Benefit from vehicle shopping at the end of a month. Salespersons who have yet to make their anticipated variety of sales will aspire to close another sale. This enables you a little bit more wiggle space in your cost arrangements.

Do not get all the extras provided throughout the arrangement. You can typically acquire these functions after you have bought the automobile for a fraction of the price.

Choose whether you really want a secondhand automobile or a brand-new one. A brand-new vehicle has the apparent advantages, but made use of automobiles can be a pretty good offer also. There are lots of licensed made use of cars now that have been discovered to carry out well, and expense significantly less than new automobiles do.

Do not turn over the secrets to your trade in until the offer is signed. If they have your vehicle “captive,” they can utilize it to press you to purchase the brand-new vehicle. Wait up until the offer is done to ensure you keep control of the circumstance at all times during the transaction.

Do not forget to determine the cost of having a car when you are working out a budget. For instance, an automobile that costs more however gets better mileage may be less expensive over the long run than a less-expensive automobile with poor fuel economy. You need to also consist of resale value and insurance coverage premiums in your computations.

A dealer with a terrific track record could provide you a much better deal than one which advertises excellent rates. You could discover that a dealer who individuals prefer to buy from offers benefits which aren’t available somewhere else, consisting of minimized pressure sales tactics and lower overall cost due to giveaways included to the sale.

Take your time when looking for an automobile. It can be extremely appealing to buy the very first vehicle you see because it looks good or it has nice seating. There may be a car out there that is even better for you. Shop around and make comparisons prior to purchasing.

Do not purchase a brand-new design of car promptly upon its release. If you wait for some time for that brand name brand-new automobile, you can save some money. Once the buzz dies down after a couple of months, then make your move.

Examine your credit rating prior to you go to the car dealership to make an automobile purchase. Even if you are doing well financially at this time, you may not have the ability to pay for the high finance charges that are associated with less than stellar credit. It would be difficult to go to a dealer, fall in love with an automobile and then fond out you can not afford the finance charges.

If you think, you will have your vehicle for a while, pay a bit more to get a couple of more choices. Getting a navigation system consisted of will generally cost you less than selecting one up in the future.

You can get even more cash offering your car yourself than trading it in. The dealerships understand this and will often offer far less than the car is worth on trade.

Don’t buy any car without a test drive. Prior to purchasing the automobile, you need to get a feel for how it drives so that you can be pleased with its performance. Discover a dealership with the specific car you desire, and offer it a spin.

Take what you have actually learned in this short article and utilize it as you make the ideas for your next car. Pay close attention to the details incorporated with car purchases. Avoiding common errors during this procedure will assist you remain delighted with the purchase you have resulted in years to come.

While the automobiles on the car dealership lot could be the kind of car, you want, a number of automobile producers provide you the opportunity to personalize the car a bit with color and functions. Being a car dealership indicates trying to make quotas. A brand-new automobile has the obvious advantages, however utilized cars can be a pretty good deal. There are lots of certified used cars now that have actually been found to perform well, and expense significantly less than new automobiles do.

If they have your automobile “captive,” they can use it to pressure you to purchase the brand-new vehicle.

When Shopping For A New Car Make Sure To Shop For The Best Insurance Rates As Well.

When Shopping For A New Car Make Sure To Shop For The Best Insurance Rates As Well.

Most people spend more time shopping for their car than they do shopping for the best auto insurance rates. This is a mistake. As a smart consumer, you need to allot time for getting the best rate for your insurance. Your three goals are getting the best insurance rates, getting the best financing and getting the best price.

If you don’t shop around for the best rate your insurance premium can be more than your car payment. I’ve seen it happen and it’s not pretty. You are all happy and excited about your new car up until you find out how much the insurance is going to cost you. Then you struggle just to make the insurance payments. Or worse, you cut coverages to keep within your budget. For example, having the highest deductible, $1,000-$2,000.

It’s not hard to shop around for the best rate either. There are several comparison sites that will give you several quotes from multiple insurance companies to make sure you get the best rate. Use them. It only takes 10-15 minutes and it can save you from plenty of financial headaches. Just like the Geico commerical says, “15 minutes could save you 15% or more,” 15 minutes on a insurance comparison site will guarantee you get the best car insurance rates available.

When you do shop around, always be sure to have a copy of your current policy available for comparison. This will make getting the quote as painless as possible. That way you compare all the coverages and make sure you are getting the same discounts with the new company as the old one.

One thing that can surprise you is monthly payment fees so be on the lookout for these. Some companies charge you a monthly fee when you make monthly payments, maybe $3-$4 a month. That’s an extra $36-$48 a year you need to factor into your comparisons.

There’s nothing like thinking you’re getting a great deal only to find out it’s a good deal once all the dust is settled and you get your new policy. If you’re only going to save a few dollars a month after you switch to the new company maybe it’s best to stay put. Sometimes you will lose loyalty discounts with your current company that you won’t get with the new company. Or the customer service or claims service is great at the current company. These days that is worth more than a few dollars a month to me so keep these small things factored into the equation.

Shopping for car insurance is quick and easy and you may even save hundreds of dollars per year. All it takes is about 15 minutes. Make sure you put ‘shop for car insurance’ on your car wishlist when you go car shopping.